Don't Let Them Sell Your Home! You May Never Qualify Again!

Self Help with a Professional Edge

We have revolutionized the way you can have a loan modification done. Gain control once again of your most prized possession and perhaps your largest investment, your home - for a minimum cost.

All the tools without the cost

Many say not to use a loan modification company, but you just can't afford the expense of hiring an attorney to package up and submit your loan modification. You certainly don't want to pick up the phone and call the lender direct, you might get someone making minimum wage on their first day of work deciding your fate and your family's future.

Self Help with a Professional Edge package allows you to present your request in a professional way to your lender.

We package everything you need so you will look like a Pro - then send it to you to submit directly to your lender!

Professionaly Prepared

Loan Modification Package

only $495

Prepared to YOUR lenders specifications

Self Help With a Professional Edge is a great way to protect your home or rental properties from foreclosure, and we prepare the paperwork for you. Many people ask for a loan modification for this reason alone. But that's not the only advantage; you will save thousands in costs.

You will receive by special delivery your complete Self Help with a Professional Edge loan modification request package.

We package everything you need so you will look like a Pro - then send it to you to submit directly to your lender!

Here's what you get:

• Show the lender what modified interest rate options you can afford  
• Speak their language with Debt to Income Comparisons showing mortgage payments you can afford
• Show the lender your current property value - let them see the lost value
• Present several loan modification options that fit within your income
• Hardship letter so the lender knows the struggles you are going through
• Show loss lender takes if they foreclose - Breaks down attorney costs, Clean up costs Works for short sale approval too
• Show lender your income and household expenses in separate reports
• Completed questionnaire that lenders require
• Rental properties cash flow report
• 13 page report about Loan Modifications to give you the knowledge and confidence
• 13 heavily guarded, insider steps not found anywhere else

Order Now!

Self Help is a great way to protect your home or rental properties from foreclosure. In fact, many people ask for a loan modification for this reason alone. But that's not the only advantage; you will save thousands in costs. 

Don't Let Them Sell Your Home

We have looked high and low for accurate information on what takes place during negotiations for a loan modification but haven't found what we would consider a real "in the trench" point of view.

What we did find was theory on how it should work, but as far as we're concerned it is like going into battle with nothing to defend yourself with but theory of war.

Self Help with a Professional Edge™ was designed by professionals with expertise in working in law firms that specialize in loan modifications. People that are in the trenches everyday.

Will a loan modification hurt my credit?
Typically a person's credit has already suffered from being late on their mortgage, credit cards, or other expenses that report to the credit bureau. If you have maintained good credit scores your lender may make notations to the credit bureau that could affect your scores. However, it is possible to ask the lender as part of the loan modification not to make any derogatory comments to the three bureaus. It is also possible for them to remove something from the bureau, but it is up to your lender.

Is the lender required to modify my loan?
No, the lender is not required to make any adjustment to an existing loan. If it is a FANNIE or FREDDIE government loan they are required to follow guidelines commonly known as the "Obama plan" however it is extremely important to have your paperwork done completely and professionally.

Should I refinance or modify?
When you refinance it is required you submit new information and qualify financially with the lender, even if you are asking for a new loan with the same lender. Good credit scores are important. If you do a loan modification the same lender modifies your current terms on the loan. Good or poor credit scores are not a factor. If you refinance you will have higher costs associated with it; broker fees, escrow, notary, points, etc. some fees are added to your loan amount some are out of pocket.  If you do a loan modification the fees are smaller or even free and nothing is added to the loan amount so you are not paying fees for the life of the loan.

Order Now!

Free Bonus Gift ($79.95): Protect yourself by making sure you are a candidate for a loan modification before paying money. We will evaluate your situation in a matter of minutes, and it's FREE!

Our Client Care representatives input your financial profile into our system for an immediate assessment so you will have the comfort of knowing you meet the qualifications, before spending any money.

Some scam companies take your money then make you complete forms with no consultation and no idea if you even qualify for a loan modification, it's all automated.  

With us you can't say "take my money" we pre-qualify your financial situation and your hardship to evaluate the probablity of a loan modification - not everyone qualifies.